§12A-3-414.

§12A-3-414.
   
                            OBLIGATION OF DRAWER
                                      
   (a) This section does not apply to cashier's checks or other drafts
   drawn on the drawer.
   
   (b) If an unaccepted draft is dishonored, the drawer is obliged to pay
   the draft (i) according to its terms at the time it was issued or, if
   not issued, at the time it first came into possession of a holder, or
   (ii) if the drawer signed an incomplete instrument, according to its
   terms when completed, to the extent stated in Sections 3-115 and 3-407
   of this title. The obligation is owed to a person entitled to enforce
   the draft or to an indorser who paid the draft under Section 3-415 of
   this title.
   
   (c) If a draft is accepted by a bank, the drawer is discharged,
   regardless of when or by whom acceptance was obtained.
   
   (d) If a draft is accepted and the acceptor is not a bank, the
   obligation of the drawer to pay the draft if the draft is dishonored
   by the acceptor is the same as the obligation of an indorser under
   subsections (a) and (c) of Section 3-415 of this title.
   
   (e) If a draft states that it is drawn "without recourse" or otherwise
   disclaims liability of the drawer to pay the draft, the drawer is not
   liable under subsection (b) of this section to pay the draft if the
   draft is not a check. A disclaimer of the liability stated in
   subsection (b) of this section is not effective if the draft is a
   check.
   
   (f) If (i) a check is not presented for payment or given to a
   depositary bank for collection within thirty (30) days after its date,
   (ii) the drawee suspends payments after expiration of the thirty-day
   period without paying the check, and (iii) because of the suspension
   of payments, the drawer is deprived of funds maintained with the
   drawee to cover payment of the check, the drawer to the extent
   deprived of funds may discharge its obligation to pay the check by
   assigning to the person entitled to enforce the check the rights of
   the drawer against the drawee with respect to the funds.