§12A-4-209.

§12A-4-209.
   
                     ENCODING AND RETENTION WARRANTIES
                                      
   (a) A person who encodes information on or with respect to an item
   after issue warrants to any subsequent collecting bank and to the
   payor bank or other payor that the information is correctly encoded.
   If the customer of a depositary bank encodes, that bank also makes the
   warranty.
   
   (b) A person who undertakes to retain an item pursuant to an agreement
   for electronic presentment warrants to any subsequent collecting bank
   and to the payor bank or other payor that retention and presentment of
   the item comply with the agreement. If a customer of a depositary bank
   undertakes to retain an item, that bank also makes this warranty.
   
   (c) A person to whom warranties are made under this section and who
   took the item in good faith may recover from the warrantor as damages
   for breach of warranty an amount equal to the loss suffered as a
   result of the breach, plus expenses and loss of interest incurred as a
   result of the breach.