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§12A-4-403.


§12A-4-403.
   
         CUSTOMER'S RIGHT TO STOP PAYMENT; BURDEN OF PROOF OF LOSS
                                      
   (a) A customer or any person authorized to draw on the account if
   there is more than one person may stop payment of any item drawn on
   the customer's account or close the account by an order to the bank
   describing the item or account with reasonable certainty received at a
   time and in a manner that affords the bank a reasonable opportunity to
   act on it before any action by the bank with respect to the item
   described in Section 4-303 of this title. If the signature of more
   than one person is required to draw on an account, any of these
   persons may stop payment or close the account.
   
   (b) A stop-payment order is effective for six (6) months, but it
   lapses after fourteen (14) calendar days if the original order was
   oral and was not confirmed in writing within that period. A
   stop-payment order may be renewed for additional six-month periods by
   a writing given to the bank within a period during which the
   stop-payment order is effective.
   
   (c) The burden of establishing the fact and amount of loss resulting
   from the payment of an item contrary to a stop-payment order or order
   to close an account is on the customer. The loss from payment of an
   item contrary to a stop-payment order may include damages for dishonor
   of subsequent items under Section 4-402 of this title.
   

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