§12A-4A-201.

§12A-4A-201.
   
   SECURITY PROCEDURE
   
   "Security procedure" means a procedure established by agreement of a
   customer and a receiving bank for the purpose of (i) verifying that a
   payment order or communication amending or canceling a payment order
   is that of the customer, or (ii) detecting error in the transmission
   or the content of the payment order or communication. A security
   procedure may require the use of algorithms or other codes,
   identifying words or numbers, encryption, callback procedures, or
   similar security devices. Comparisons of a signature on a payment
   order or communication with an authorized specimen signature of the
   customer is not by itself a security procedure.