§12A-4A-501.

§12A-4A-501.
   
   VARIATION BY AGREEMENT AND EFFECT OF FUNDS-TRANSFER SYSTEM RULE
   
   (a) Except as otherwise provided in this Article, the rights and
   obligations of a party to a funds transfer may be varied by agreement
   of the affected party.
   
   (b) "Funds-transfer system rule" means a rule of an association of
   banks (i) governing transmission of payment orders by means of a
   funds-transfer system of the association or rights and obligations
   with respect to those orders, or (ii) to the extent the rule governs
   rights and obligations between banks that are parties to a funds
   transfer in which a Federal Reserve Bank, acting as an intermediary
   bank, sends a payment order to the beneficiary's bank. Except as
   otherwise provided in this Article, a funds-transfer system rule
   governing rights and obligations between participating banks using the
   system may be effective even if the rule conflicts with this Article
   and indirectly affects another party to the funds transfer who does
   not consent to the rule. A funds-transfer system rule may also govern
   rights and obligations of parties other than participating banks using
   the system to the extent stated in subsection (c) of Section 29,
   subsection (d) of Section 30, and subsection (c) of Section 38 of this
   act.