§36-3639.1.

§36-3639.1.
   
   No insurer shall cancel, refuse to renew or increase the premium of a
   homeowner's insurance policy, which has been in effect more than
   forty-five (45) days, solely because the insured filed a first claim
   against the policy. The provisions of this section shall not be
   construed to prevent the cancellation, nonrenewal or increase in
   premium of a homeowner's insurance policy for the following reasons:
   
   1. Nonpayment of premium;
   
   2. Discovery of fraud or material misrepresentation in the procurement
   of the insurance or with respect to any claims submitted thereunder;
   
   3. Discovery of willful or reckless acts or omissions on the part of
   the named insured which increase any hazard insured against;
   
   4. A change in the risk which substantially increases any hazard
   insured against after insurance coverage has been issued or renewed;
   
   5. Violation of any local fire, health, safety, building, or
   construction regulation or ordinance with respect to any insured
   property or the occupancy thereof which substantially increases any
   hazard insured against;
   
   6. A determination by the Commissioner that the continuation of the
   policy would place the insurer in violation of the insurance laws of
   this state; or
   
   7. Conviction of the named insured of a crime having as one of its
   necessary elements an act increasing any hazard insured against.