§47-7-321.

§47-7-321.
   
   Proof of financial responsibility required by this article may be
   furnished by filing with the Department the written certificate of any
   insurance carrier duly authorized to do business in this state
   certifying that there is in effect a motor vehicle liability policy
   for the benefit of the person required to furnish proof of financial
   responsibility. Such certificate shall give the effective date of such
   motor vehicle liability policy, which date shall be the same as the
   effective date of the certificate, and shall designate by explicit
   description or by appropriate reference all vehicles covered thereby,
   unless the policy is issued to a person who is not the owner of a
   motor vehicle. The provisions of this section shall not be construed
   to apply to persons found to be in violation of Article VI of this
   chapter.