§12A-4-105.

§12A-4-105.
   
                  "BANK"; "DEPOSITARY BANK"; "PAYOR BANK";
                                      
                  "INTERMEDIARY BANK"; "COLLECTING BANK";
                                      
                             "PRESENTING BANK"
                                      
   In this article:
   
   (1) "Bank" means a person engaged in the business of banking,
   including a savings bank, savings and loan association, credit union,
   or trust company;
   
   (2) "Depositary bank" means the first bank to take an item even though
   it is also the payor bank, unless the item is presented for immediate
   payment over the counter;
   
   (3) "Payor bank" means a bank that is the drawee of a draft;
   
   (4) "Intermediary bank" means a bank to which an item is transferred
   in course of collection except the depositary or payor bank;
   
   (5) "Collecting bank" means a bank handling an item for collection
   except the payor bank; and
   
   (6) "Presenting bank" means a bank presenting an item except a payor
   bank.